Why, why WHY!!!!!!! (rant)

[GayBoyKellyCfan]

Is it me, or does everyone want money. I've had 6 people ask to borrow money from me in the last 2 weeks, not just 20 bucks here and there, but poeple wanting me to pay their rent, asking 500 bucks to open up a stock... 300 bucks for some shitty camera. I understand i make a good amount of money, and I understand I have alot in savings, but SHIT! It's called SAVINGS for a reason, to SAVE not SPEND! It's like fuck, i work hard and alot for my money, and people just expect me to throw it out windows....

Plus, me being the person that I am, it's hard to say no to friends, I feel like I let them down, then i say no, and they get an attitude, and think I'm not a good friend. I AM, you need 20 bucks for something, no problem, but to pay your rent 'cause you don't have a job... is just crazy. Tell me how you're gonna be making 90K yearly when you start your 3 jobs, good woo to the fucking hoo, then ask me to borrow 500 bucks? WTF?!? Argh! it makes me want to stop working just so they will leave me alone.

ok, sorry, I'm done!

 

[slobone]

Geez, I didn't think you'd make such a fuss. How about $400 bucks then?

 

[Ohiospeedo]

I was kinda in the same situation that you are in. Usually if a friend ask me for money, I will tell them it is all tied up in investments. If they still come after you and ask, dump them.

 

[BigJ7forU]

There are people out there that make a living out of borrowing money. They use you till you say no then move on to new friends for the taking. So just say NO!

 

[natedogg323]

Thats a fuckin shitty spot to be in. Its great that you have established yourself in life, something alot of people never get to do. I don't think anybody should expect somebody to loan them money just cause they have it. We all make our bed and should lay in it. Just don't get to be a stingie person who never helps anybody, cause some times people truely need a helping hand. It sounds like you would if it was a genuine need, and thats cool!

 

[KentuckyPython]

"Neither a borrower nor a lender be" as Shakespeare said. I won't loan money like that. I either give it or don't give it. When I don't give it, it's for whatever reason I have. I tell the person that "I can't right now" and offer nothing further.

 

[Alan]

You must be really loaded!

I'm not loaded but the odd tenner or twenty pounds between me and my close friends is alllowed. If one of us is a bit skint and the other is flush then it's no problem.
Any more than that could be a problem.
I've gone up to £50 as a loan but I wouldn't do that again.
My personal golden rule is that if you can't afford to give it as a gift, don't lend it.

 

[kev]

You make a good point that can be summarized: Most people have money to buy what they really want.

I have met plenty of people who "have no money", yet thay can smoke a pack of cigarettes a day, or they buy a $4 latte every day at Starbucks, or they have a cell phone/iPod and get a new one every year, or they have a $7,000 snowmobile/jetski, or drink a six pack of beer every ____, or they have a yada, yada, yada.

A "friend" will not demand that you give them money.

 

[andyspete]

May I offer a piece of advice? And I hope this doesn't come accross smart-assy because that's not how I intend it. Create some healthy boundaries and stick to them. We teach people how they can treat us. As long as you are willing to loan money there will be people asking you for it. When you start saying "No", I guarantee the asking will stop. And by all means don't let someone play the guilt trip on you. Respect yourself more than allowing someone to manipulate your emotions so they can get your money. A true friend will respect your boundaries and not be one-sided (theirs) in your friendship. Love and respect yourself and I promise, others will to. Good luck.

 

[SilverRRCloud]

Good advice here.

I always and invariable say: 'Nope'. The business of loans is the business of banks. If the bank won't give it to you, why should I?

Nobody asks anymore.

SC

 

[Joshua_me]

Is it me, or does everyone want money.

Well, of COURSE everyone wants money.

Food, shelter, utilities..... It's a necessity....

But, loaning it to anyone is just asking for trouble, sad to say...
I've been on both sides of the equation...both the 'borrower' and the
'lender' and it's never ended pretty.

Bottom line: Do what you have to to get your OWN, then go from there.

Dr. Josh

 

[Just_Believe18]

$500 just so they can open a stock? You are letting them borrow money from you so they can make a profit off it?

Do not enable such behavior. It will only get worse. You will need to put your foot down. And make sure if they are borrowing money from you, that you have a written contract with them promising to pay you back at a certain point in time. Always have a promisary note.

 

[looseliam]

When I loan people more than a couple hundred bucks, I have the person sign a promissory note. It helps if I want to take them to court.

 

[brandon84]

that sucks its reasons like that why i dont telll people how much money i have. which isnt even a real lot but its still more then some people i know

That's the best policy but sometimes people can just tell. My friends think i'm loaded because of the car I drive, the clothes I wear, and where I live. They always expect me to pay for dinner everytime and buy drinks for everyone. This one time my best friend pissed me off so bad because he was trying to impress this guy by buying him drinks on my tab. I could have slapped the piss out of him that night. The truth is I don't have a job or any money of my own.

 

[confusedboy23]

I have never lent anyone any money and I've always used the "It's all tied up" excuse if and when a friend comes to me for some. But I did lend a very close friend of mine some to settle his gambling debts and I am questioning myself if I've done the right thing. It's still not paid up yet although it should have been, and it worries me to think that he still isn't taking his finances seriously.