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Emergency Money

TickTockMan

"Repent, Harlequin!"
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I am thinking of trying to do a road trip. How much emergency money would you advise to have on hand for car trouble, etc.?
 
I can only answer a question like that with more questions!

How reliable is your car?

How far are you thinking of going?

Do you already subscribe to any sort of breakdown or recovery service?

Do you have a credit card?

How widely are credit cards accepted out in the boondocks?

How long are you planning to be away?

What's your ideal budget and what's the maximum you can afford to spend?
 
I can only answer a question like that with more questions!

How reliable is your car?

How far are you thinking of going?

Do you already subscribe to any sort of breakdown or recovery service?

Do you have a credit card?

How widely are credit cards accepted out in the boondocks?

How long are you planning to be away?

What's your ideal budget and what's the maximum you can afford to spend?


1) It would be a rental.

2) The idea is to fly to Arizona, hit up a few places like the Grand Canyon, the Painter Dessert, Monument Valley, Sedona and Flagstaff. We would then drive to Las Vegas to return the car.

3) I have tow coverage for my car. I would have to check if it would work for a rental.

4) I do.

5) I doubt there would be a problem using a credit card.

6) Maybe a week and a half.

7) I will have to save for a couple years to see if I could even do it. This is a trip I did as a kid I would like to do again. It has been on my mind for a few years now. My heart doctor told me I should be dead by 44. I turned 44 last month so I am not even sure I will live long enough to save or do the trip. As of Right now I do have $800 in Las Vegas money that can be used for hotel or food.
 
I don't know how much things cost in the US, but just budget for the standard car hire charge. If a hire car breaks down, you just call the company up and tell them to come out and fix or replace it. That shouldn't cost you extra.

If you're flying to and from Las Vegas, you should be looked after by the airline if flights are delayed or cancelled. No need to make a provision there.

As long as you budget sensibly for petrol, hotels, meals, entry to attractions and general spending, I can't see that you'd need to make much of a provision for emergencies. If anything unexpected does come up, stick it on your card and worry about it afterwards.

Good luck with your saving.
 
When I’ve taken trips across the United States, I have found that the car rental is my biggest expense. Not flying, hotels, or food.

You need to decide what time of year you’re going. It sounds like you’re looking at attractions on the high elevation northern Arizona plateau. The summer will be good, since it gets very cold in the winter, and they can have major snowstorms. You’ll probably have to fly into Phoenix or Las Vegas, so you’ll have to drive to the higher plateau as quickly as you can. But if you want to go into the low desert areas, schedule for the winter, since the summers are brutally hot.

Like unloadonme said, the rental car company should take care of you if the car breaks down. One thing I would suggest is to check on cell phone coverage where you’re going, because most of northern Arizona is very remote. Also, when you’re there, make sure you have enough gas to get to your next destination.

I was out in northern Arizona many years ago. That is some beautiful country, and a lot of spectacular attractions. Good luck on your trip.
 
You mentioned your insurance. The best thing you can do before renting a car is to add a "rider" to your own policy that covers rental cars. The rental agencies run a con game that you must be prepared to pay for the replacement of the car immediately if you reject their insurance and then have an at-fault accident.

It's not true. Don't be bullied by half-truths into overpaying for a gimmick. The companies (and there are only a few because it's a cartel with few companies who bought up all the competition but kept the names) advertize low prices, but then add on so many fees that it is nothing like it sounded when booking it.

Your rider on your own policy will only add a modest amount, maybe $20 to $40, and it effective all year. The insurance at the rental agency is $20-$30 per day. The companies charge far more than their incurrence and recovery, as it's just a game to jack up the rental rate.

You'll also pay hundreds more to return your car to a different location than you rented it, so if its possible to drive a round trip back to the point of rental, you'll save money. The same hold true if you fly one-way fare. If you fly to Phoenix, it's a one-way ticket, higher. And your return fight from Vegas will be the same. Flying to and from either will save money.

As for emergency money, not much of it is really needed. Your're insured, so your medical will likely be the same for emergency care. It's just wise to have some "mad money" to do some things you had not planned. It may be nothing more than buying something really cool that you found. And don't carry cash much. You can use your credit card and get cash from ATMs whenever you think you may want to carry some. There won't be much any place that won't take plastic now, not even in the "boon docks".

One more thing. If you prebook your hotels, have enough reserve to be able to break a deal. By that, some are sketchy, and it is better to just tell them it is not as shown or sub-par and move hotels for that leg of the stay rather than be unhappy with a dive. It's a vacation. It matters. You may never get back the money you prepaid for one, but with you only staying one or two nights at each place, better to move to a good hotel than to let it ruin a memory. I speak from experience. And your only real liability is from a hotel that is not part of a franchise, as any franchise will refund money, even if only as a credit, when presented with evidence of bad faith from a franchisee in their name.
 
You'll also pay hundreds more to return your car to a different location than you rented it, so if its possible to drive a round trip back to the point of rental, you'll save money. The same hold true if you fly one-way fare. If you fly to Phoenix, it's a one-way ticket, higher. And your return fight from Vegas will be the same. Flying to and from either will save money.


Thanks for that. I was wondering how that worked. I have never did one way before and it has been 11 years since I have rented a car or flew.


I was also thinking of flying in closer to Monument Valley. That is the main place I have been dreaming about revisiting. I have never flew into a small airport though and it seems it might cost way more, but maybe not with less driving and all that. Something I will have to figure out.
 
I always figure $500 in emergency cash, although sometimes take less because of ATM access.

These days if I was travelling anywhere even in the US though, I would likely be taking the $500 in cash.

Even going into the US.

I always want to carry $9999.00 in cash across the border into US to stay technically below the 10K mark trigger, but it will be a long, long time before we are ever travelling back into the US.
 
Thanks for that. I was wondering how that worked. I have never did one way before and it has been 11 years since I have rented a car or flew.


I was also thinking of flying in closer to Monument Valley. That is the main place I have been dreaming about revisiting. I have never flew into a small airport though and it seems it might cost way more, but maybe not with less driving and all that. Something I will have to figure out.

As soon as I read "Monument Valley", my mind goes back to my college years when, at a moments notice, my buddies and me would takeoff on a scenic journey.

39e6587c1f13ebcf7fc092f0082dc38f.jpg
 
It costs as much to fly from a primary airport to a secondary as it does to fly across the country. There are affordable shuttles in the Northeast, but few elsewhere. Small airports near tourist hotspots also tend to not offer competitive car rental rates.

Your interest in the Southwest implies renting an RV might be a good option, if your mobility issues allow.

As for remote destinations, I plan my travel to get the most bang for the mile when driving. If the cost in time is too great for just one thing, I would rather drop it than to spend an entire day driving with nothing to do. And I feel that particularly in the Great West where there may be little else than mesquite and juniper for hours on end.

Ultimately, make an itinerary to include enough bang to feel like it was special, but not so much as to run you ragged. And leave a little time to include unplanned diversions if possible.
 
As soon as I read "Monument Valley", my mind goes back to my college years when, at a moments notice, my buddies and me would takeoff on a scenic journey.

39e6587c1f13ebcf7fc092f0082dc38f.jpg


As pretty as Oregon is, Monument Valley steals the show for me. I visited it when I was 16. I am 44 now. I have wanted to revisit it pretty much since I was 16.
 
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