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On Topic Discussion Debt Management Services - Any Experiences?

TickTockMan said:
I am proud to say as of today I am debt free beside the one credit card I keep. And it will be paid off really quick now that I don't have the other debt to worry about. (!)
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Way to go! :=D: It feels great...right!?

Several years ago my credit card debt built up to the point that I had no idea how I would get out of it. I finally said I have to get out of this mess and pretty much did without a lot of things I was use to frivolously spending money on in order to pay it off. It took awhile, but when it was done, the relief felt so good. I vowed never to build it up again and to this day every credit card charge is paid off the next month. When I went to take out a loan for my truck I was shocked that my credit rating was excellent!
 
TickTockMan said:
I am proud to say as of today I am debt free beside the one credit card I keep. And it will be paid off really quick now that I don't have the other debt to worry about. (!)
Click to expand...

Don’t stop pinching pennies just yet. Open a savings account and put that extra money into it until you have a the month safety net where you have enough money to go three months paying all your bills with no money coming in. 6 months would be even better if you could do it.
 
Thanks.



Alistair said:
Don’t stop pinching pennies just yet. Open a savings account and put that extra money into it until you have a the month safety net where you have enough money to go three months paying all your bills with no money coming in. 6 months would be even better if you could do it.
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That is part of the plan. I lived off my life saving waiting for SSDI for four years in my 20's. I plan to try again. Also I would love to go on vacation. Just heard Mario World will be opening next year in CA. I would love to go.

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Vannie said:
Will you be my sugar Daddy now?
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Sure. I think I can afford a few cabbages a month.
 
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