I know this will be a surprise to you but Trump and the Republicans in Congress have been lying about the premium increases.
Trump frequently says that premiums are "increasing 60! 70! maybe even 80 percent!". He's lying. He may not know he's lying though because it's becoming apparent that he doesn't know much about anything when it comes to healthcare. Trump claimed 60% increases in Florida, for example; Florida's premiums increased 14% last year. He's lying.
The truth is that there were some states like Alaska where the Individual Market premiums were too low and these states had large increases. Alaska has very few doctors and a lot of poor people. If you get really sick in Alaska, there's a probability that it will require an air ambulance to take you to the nearest hospital.
The average Alaskan in the ACA Individual Market pays $93 out-of-pocket per month because the subsidies cover most of their cost. Before the ACA, the average out-of-pocket for an Alaskan with an individual policy was $344, according to KFF.
Seven million people in the Individual Marketplace get subsidies and tax credits, so they pay less than $100 per month for their insurance. These 7 million people compose about 77% of the people in the Marketplace. They won't notice any change in the out-of-pocket amount that they pay each month for coverage.
The truth: The truth is that
most states saw a 15% increase in premiums last year. The non-ACA employer based market had increases around 7-8%, so the increase in the ACA Individual Market is about double what the non-ACA market had last year.
Most people with ACA plans will not see the increase because the subsidies pay for about 77% of their cost.
15% is not "sky-rocketing". That's a lie.
Let's be clear about something: Trump is threatening to eliminate some of the subsidies that allow the out-of-pocket amount to be low. He's threatening to do this with the intention of sabotaging the ACA.
This is beginning to be a common theme: Republicans intentionally sabotaging a program that can be fixed. They are doing it so that they can finance a tax cut for the the wealthy donors to their party. They are also concerned because the wealthy donors like Sheldon Adelson and Steve Wynn are withholding their subsidies to the Republican Party to put pressure on them to pass something to repeal the ACA. These donors are in that top tier of income-earners who have to pay the wealth taxes in the ACA.
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