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How much cash reserve do you have??
- Thread starter Telstra
- Start date
Yooper
Back to Creepy Old Fart
Answers will cost you $5.00
About $1.50
So as soon as you pay me, $6.50
About $1.50
So as soon as you pay me, $6.50
knotty223
Slut
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Cash, bank checking & savings or money market.
The new target is 12 months worth of living expenses. Say it takes 2K per month to pay bills & buy food then you should have $24,000.00 in cash reserve.
I dont believe many have that in today's economy.
Then I'm totally fucked.
Lukeee
*high five*
Plenty 
Let's just say it's a two-figure amount.
theworldwithout
You grok?
I'm not a penny pincher, but I tend to horde as much money as I can (Usually because I think "I'm going to get this" then don't because I figure something better will come along so I'll save for that, and finally realize I didn't get whatever came before it and I lived just fine without so why bother with any lol.)
If I had to dip into my reserves, and my average spending in a month was 2k, I could live off it for quite a while.
If I had to dip into my reserves, and my average spending in a month was 2k, I could live off it for quite a while.
hermanding
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cash reserve - more english problems
ding
ding
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it costs way more than 2k a month it live where i am. we have what is left of our savings and if things keep going the way they are that will be gone too, so i dont feel there is any "cushion". things could go frombad to worse at the drop of a hat.
dpnice
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I started saving the day I got my first pay cheque and have continued to do so monthly ever since.
The first objective was to have sufficient funds to cope if I lost my job. That was achieved rather early in my career and has been topped up as and when necessary.
Life Insurances, private pensions and other varied saving accounts had been taken out over the years.
The most important saving account though is my "Treats Account". It is from this that I pay my holidays and exceptional purchases. No good saving all your life for a hypothetical retirement if you can't enjoy spending a little in the present.
I do get the impression that people no longer save money. Credit seems too easy, so why wait until you have saved up enough money to buy the television, etc. that you yearn for.
The first objective was to have sufficient funds to cope if I lost my job. That was achieved rather early in my career and has been topped up as and when necessary.
Life Insurances, private pensions and other varied saving accounts had been taken out over the years.
The most important saving account though is my "Treats Account". It is from this that I pay my holidays and exceptional purchases. No good saving all your life for a hypothetical retirement if you can't enjoy spending a little in the present.
I do get the impression that people no longer save money. Credit seems too easy, so why wait until you have saved up enough money to buy the television, etc. that you yearn for.
RationalLunacy
Meeeoooowwww!! Pffffft!!!
I'll have a lot more once I get my AIG bonus.
Yooper
Back to Creepy Old Fart
Pushyourluck
JUB Addict
LOL cash reserve! Not even the banks have cash reserves these days. The way they've been collapsing lately i'd be surprised if savers haven't taken whatever they had in their accounts and hidden it under their mattress. I mean at least if it gets stolen, you know where you stand with a thief. Bankers on the other hand......
Oh by the way I don't reserve cash, I spend it. I actually don't mind the feeling of being hungry either so if it all collapsed tomorrow i'd last on looks alone for a few seconds.
Oh by the way I don't reserve cash, I spend it. I actually don't mind the feeling of being hungry either so if it all collapsed tomorrow i'd last on looks alone for a few seconds.
Yooper
Back to Creepy Old Fart
Twelve years from now you are going to be a World-Famous Musician, writing film scores and having JUBOrgies at your chalet.
And when you load us up on your private jet, we can say "Yeah, we know him when..."
syntax
Anonymous Coward
Do you ever have other questions than rhetorical ones?
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Even if my home was paid off (which it is not), I don't think that I could live on $2k a month. My property taxes and association dues alone are around $1k/month. I have savings but not as much as I should have, especially being that there is only me paying for everything. I have worked hard to get my expenses down but I don't think that I could get them down to $2k/month. But I feel ok for now.