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it looks like...

phew

Now you won't have to do anything but wallow in existential nothingness.
 
Am I right in thinking you have a job and live at home with your parents? A social life doesn't have to cost much, so is lack of money really the problem?

As if I needed to ask! :D
 
unloadonme said:
Am I right in thinking you have a job and live at home with your parents? A social life doesn't have to cost much, so is lack of money really the problem?

As if I needed to ask! :D
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I have several thousand outstanding on my credit card and my bank account is overdrawn.

I don't understand it either.
 
winterknight said:
I have several thousand outstanding on my credit card and my bank account is overdrawn.

I don't understand it either.
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Fursuits get to be terribly expensive, don't they? Ah, but the strategically placed holes are a thing of beauty...
 
how is having a social life attributed to money? You can have a meaningful social life with little to no money....

Guess your learned your lesson to be more prudent in your spending and debt....

we all learn the hard way unfortunately
 
The Matter Of Splatter said:
I don't know what to say anymore - so i won't. Hopefully one day, you'll post something new - like the pics of you in the show yourself thread where you looked... happy. That gave me hope for you...
.
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What pics were these?

SFAIAA the only pics of me that were ever posted on here were taken at the JUB meet, and not by me.
 
If you live at home, are employed, never go out, don't really drive, how the fuck do you run up debts on a credit card and an overdraft. I can understand an outstanding student loan but that wouldn't need to be repaid until you earned enough and you are always at pains to tell us how you are under paid. You say you hardly drink and don't smoke so your outgoings must be minuscule.

I have a friend and fellow Jubber who is in the same situation as you family and job wise as in lives at home, pays rent and doesn't earn much and doesn't smoke or drink. However he has just bought himself a new car with his savings and he is 7 years younger than you and has a great social life because he makes the effort.

Based on this you are obviously making some fundamental mistakes or have expensive fetishes. Address those problems and maybe there is some hope for you. Also try http://www.moneysavingexpert.com/ good luck (*8*)
 
winterknight said:
I can't afford a social life anyway.

Oh well.

There goes that idea.
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Maybe not this month, maybe not next... but it needen't be a permanent condition; with a little time and planning, you'll get there... you've already come a long way from a few years ago. :-)
 
It took me nine months to learn to drive. At £250 a month, that's £2,250 spent on driving lessons last year. Most of that went on the credit card. And that's not counting the various other sundry expenses involved in getting mobile.

I also went on a rather expensive holiday last year, which accounts for the rest of the credit card debt. (however, I needed it as it was the first one I'd been on for seven years)

I don't think either of those were wasted. The first because it will pay off in the long run, the second because I needed it for my sanity.

I had to buy a new computer two months ago because the old one irrevocably died. That wiped out what was left in my bank account.

I'm overdrawn because I've been trying to pay the bloody thing off.

And I'm sorry, but a social life is only free if you've already got friends you can invite round for beer and a movie or whatever. Doing the stuff you need to do in order to make friends costs money.
 
You can always try walks in the park.

We've got a pile of debt - family and all that, including son who just grauated from MA @ university.

We still manage to smile. Summer's here - better weather with it. Take advantage. Maybe you'll meet someone on the swings or just taking in the sights. A polite smile and hello don't cost anything.

You might even get one back.
 
Talk to your bank about a loan to pay off the credit card and the overdraft to reduce the interest load. Then pay it back.
 
DonQuixote said:
We still manage to smile. Summer's here - better weather with it. Take advantage. Maybe you'll meet someone on the swings or just taking in the sights. A polite smile and hello don't cost anything.
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This sort of approach has been shown not to work for me.

There are very few people with whom I fail to get along if I'm put in a situation where I'm forced to interact, but I pretty much DO have to be forced. It's a failing, I know.
 
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