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So has the economy really affected you?

neruda

neruda

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By Blackcreek
With all the horror stories of job losses and what not.
What difference has this made to you really?
Are you cutting corners, are jobless or wishing you were dead?
Curious coz at least to me life just seems to go on.....
 
I lost my job because of the economy. My main clients were in the automotive industry. I worked in Detroit, but live in Canada. It was nice while it lasted.

What's really a shame is that because of the economy I can no longer stay here. It has been impossible to find work in my field. Nobody here is hiring so I had to look in other cities. I found a job in Montreal and I will leave my home in March.

Also, thanks to the economy, the real estate market is soft and I will not be able to sell my place before I move. So I'll be carrying an extra mortgage for a while. Even if I could sell it, I would have to write the bank a cheque for the difference of the balance of my mortgage and what its worth today, about $30,000.

So, yeah, I'd say the economy has affected me.
 
not me, but my 23 yo son - was working for a grocery chain,for 7 years recently moved to the Southland - transferred down there- new union - since last hired -first fired - hired back for half the pay
 
I feel fortunate compared to many people. I have tried to minimize my expenses in order to prepare for this. I was able to refinance my home from an adjustable to a fixed while lowering my payment at the same time. That said, the value of my home has dropped huge (for me anyways), at least $400k, my investments have also dropped (again), my business is still busy but the dollar amounts of the orders are much smaller than previously. I still can't tell if sales are going up, down or staying stable yet. Business wise, the biggest concern is my biggest manufacture having financial problems.

I have a friends that have had to close down their business, change their jobs, and even a few that are currently out of work.

I don't know anyone that it has not affected.
 
I work with cities all over the U.S., Canada, and other parts of the world. My group has been overwhelmed -- we try to help them organize and be as efficient and effective as possible. Right now, we are working with so many that are just trying to maintain any services in the face of declining taxes, declining (or eliminated) state tax sharing, foreclosures and all the associated problems, etc.

I can say it is almost depressing some days when you try to find solutions to problems that seem insurmountable. Add to it the fact that a lot of public employees are in denial....

On a personal note, it took me over three months to close on my condo -- and I had perfect credit. Unfortunately I picked two firms that went out of business early on and by that time the credit markets had frozen. Luckily the gays came to the rescue -- my finance person, title company, appraiser, and seller all turned out to be gay and helped! lol!
 
I work for the largest PRIVATELY HELD (Yes! That makes a Huge difference!) commercial printing company on the planet. Luckily, "The Kingdom" is in very good financial shape, especially compared to all of our competitors.

I'm also in a highly technical position, which helps "guard" me from recent, necessary, cut backs.

Those cut backs included reducing capacity by a full printing plant! (The one I'm at covers well over 1 million square feet.) But, the reduction was done system wide (we're international, too), to avoid any major LOCAL "shock". Still ... nearly a thousand people were let go. Some having been in "The Kingdom" for years, and years.

Overtime, and any bonuses, have been deleted. Raises are out of the question. Every single hour is under intense scrutiny. Some have had their hours drastically reduced. ALL of us, in "The Kingdom", including our CEO, are making quite a bit less than we did before.

My 401K has shriveled into something smaller than my dick being suddenly dunked into ice water! Luckily, our house seems to be holding onto it's value.

"My" Kev is still making the same, but he's had to let most of his staff go, and there are some disturbing indications that his company's owner may be having some difficulty paying the bills.

Yes! We have been "hit", but, luckily, not really all that bad ... yet!

Where is all of this going to go? Not sure! Who is?

But ... I have a "sense" that we're going to be O.K. I only wish I could be so hopeful for thousands/millions of others. This "trouble" is not nearly over. But ... I still feel that a rebound is not all that far away.

Of course ... no matter what ... and, I do mean it sincerely ...

Keep smilin'!! :kiss:(*8*)
Chaz ;)
 
I feel sorry for all those who have lost their jobs :(

Umm, it hasn't really hurt my at all. The biggest difference in my life is that I no longer watch the news as I find it depressing to think about all these people out of work. Prices on everything have gone up a little bit but I still have enough money to buy everything that I would buy before all this mess started.
 
I do find myself looking at prices alot more now. I also have been putting off getting my car washed as much as in the past. Small things like that I have changed.
 
After fighting it out at university for three years, can't look for another job and stuck where I am for now. Three years ago when I started, things were looking better. Really sucks that back then I didn't have the qualifications, now I do have the qualification but the job market is really tough.
 
ravenstar said:
Well that sucks Thynight. I've been there, lost the lot. Not due to the economy downturning. You'll pull yourself back up again. I know I did.
Click to expand...

I hope so. I use to be successful, now I'm just a joke.
 
I now have to work two years longer and die three years sooner for my retirement plan to work.
 
I still have a job, and it is fairly secure, the only way the Stock Market has affected me has been from all the money my IRA has lost. I have it heavily invested in the Stock Market, and since that has been so down lately, my account has lost alot of value. Other than that, I am hanging in there
 
Not quite yet. I'm a student =P. The one main effect it is probably gonna have is to make me pursue a masters aka stay the hell in school cause there's not jobs out there =)
 
Chance1826 said:
Things are really bad, and will get worse before they get better.
Click to expand...

...and when they get better, they will never be as good as they were before.

All the recent economic recoveries in this country have been made possible by the availability of inexpensive energy for rapid expansion/production, but that age is coming to an end. Cheaply made, poorly designed garbage homes (just about everything built nowadays) a half an hour from anywhere will no longer be worth a piss in the pot; they certainly won't be building them anymore.
 
I'm struggeling to find work at the moment and lost my last longterm job in august thanks to the "credit crunch" as it was being called at the time (sounds like a discount cereal doesn't it?)
 
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