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What is your monthly budget for living expenses?
- Thread starter cgymike
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racer2438
JUB Addict
we are at about $4200.00 p/mo
Well excluding education because that is only a temporary expense compared to life...but utilities and food are forever so yes to them.
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The central coast is expensive huh?
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The central coast is expensive huh?
joshj50
Porn Star
If you include everything, accom, health insurance, car payment, car insurance, electric, utilities, cell phone, gasoline, basic food and some other small misc items it is around $5500.
That said if I were to include my retirement accounts (which I am contracted to), ROTH IRA (which I am not contracted to), dining and entertainment (which I do alot of both), travel (annual travel budget divided by 12), clothing and monthly contributions to a savings account (which I can stop whenever I wish) the total would be around $12,500.
If I were made unemployed tomorrow, I could bring it to around $9000, but I would need $9000 until I moved, sold my car, negotiated better rates/dropped health insurance and a host of other re negotiating agreements to bring it somewhere close to what most people are at above.
That said if I were to include my retirement accounts (which I am contracted to), ROTH IRA (which I am not contracted to), dining and entertainment (which I do alot of both), travel (annual travel budget divided by 12), clothing and monthly contributions to a savings account (which I can stop whenever I wish) the total would be around $12,500.
If I were made unemployed tomorrow, I could bring it to around $9000, but I would need $9000 until I moved, sold my car, negotiated better rates/dropped health insurance and a host of other re negotiating agreements to bring it somewhere close to what most people are at above.
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My cost for necessities runs $1200 a month. Thats mortgage, natural gas, electric, water and food.
My cars are paid off so my non-necessities only add another $250 with phone, cable/Internet and car insurance.
I probably spend less than 50% of my income each month.
My cars are paid off so my non-necessities only add another $250 with phone, cable/Internet and car insurance.
I probably spend less than 50% of my income each month.
ChickenGuy
Likes cock.
Converting from pounds to dollars my total is in the region of $2000-$2500.
Over half that sum is taken by the extortionate cost of renting even a 1-bedroom apartment down here in Brighton.
The place I had in Edinburgh was literally half the rental cost of Brighton, for a space only slightly smaller in size.
Over half that sum is taken by the extortionate cost of renting even a 1-bedroom apartment down here in Brighton.
The place I had in Edinburgh was literally half the rental cost of Brighton, for a space only slightly smaller in size.
What prevents you from moving back to Scotland?
bankside
JUB 10k Club
I don't know what counts as "living expenses" vs. "non-living expenses." I suppose leaving out taxes, RRSP, CPP, EI, etc….
6000 per month? (household not personal).
I'm guessing a love of life and a taste for adventure.
(by which I don't mean to disparage Scotland, only that it's good to have a change of scenery in one's lifetime.)
6000 per month? (household not personal).
I'm guessing a love of life and a taste for adventure.
(by which I don't mean to disparage Scotland, only that it's good to have a change of scenery in one's lifetime.)
Well, your monthly budget. What's the complication? Whatever comes out of your chequing...
ChickenGuy
Likes cock.
Simply that there is a bit more going on here for me - my sports group, the aquaintances I've made, the better opportunities for travel to London and Europe, all the gay-related events such as Pride weekend and even a Facebook group dinner, etc.
It was only chance and circumstance that brought me to Brighton two years ago in the first place. I'd planned and expected to stay in Edinburgh. Had my place not been pre-booked by someone for the Fringe Festival in 2010, I'm sure I'd still be living in Edinburgh today.
I would otherwise never have come down here for Brighton Pride that year. And as it turned out that I had no apartment to go back to Scotland for at the time, and all my belongings with me, I just ended up staying down here.
floridaboy
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i feel like one of the options should be "no enough" 
What I am surprised is so far a lot of people are living on the cheap according to the poll 1500 or less is almost half the people. Of course many here may be students or have multiple room mates so pay very little for rent which is typically the highest expense per month. Many of course may also cut on food and not eat out much at all so that helps. But petrol is high so unless you use public transport that's going to be a large expense unless you telecommute or live very close to work. I calculated mine and I can't get under 1500 a month but it's not much over that. But my groceries are high.
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House: no mortgage; car: paid up.
Just household bills (water, gas & electricity, phone and internet, housing tax, etc), food and sundries and petrol, so I'd say roughly ($1000 per month).
Just household bills (water, gas & electricity, phone and internet, housing tax, etc), food and sundries and petrol, so I'd say roughly ($1000 per month).
JayHawk
Rambunctiously Pugnacious
I put down 2000 to 2500 based on what i am paying now for the necessities. I am still paying for my truck and my mother's home. which takes that outflow much higher than I would like it. Hopefully if all my plans come out the way I have set them I will be debt free come spring of 14. Barring any life things that come along and take cash flows from me. If i were no longer required to be here tomorrow because of my job stopping or what not then I could easily live for necessities at about 1600 a month.
As far as your coastal question. I moved from a smaller apartment in San Diego to Kansas City and my rent went from 2375 a month to 800. That said Kansas City apparently has most of America beat because as I plan for the future there is no city in the US with a lower cost of living that I have come across.
As far as your coastal question. I moved from a smaller apartment in San Diego to Kansas City and my rent went from 2375 a month to 800. That said Kansas City apparently has most of America beat because as I plan for the future there is no city in the US with a lower cost of living that I have come across.
racer2438
JUB Addict
Well excluding education because that is only a temporary expense compared to life...but utilities and food are forever so yes to them.
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The central coast is expensive huh?
it can be, we are along the beach..................