When did you last change your auto insurance company?

[TickTockMan]

So I asked this a long time ago, but was wondering again. When did you last change your insurance company?

I just changed companies because my auto went from $118 to $137. My new company is $72 for auto and I added renters for $9 a month. On top of that I get more insurance and lower deductibles for my auto. Also both are set for 12 months, not 6 months.

I just changed from the company I changed to back in 2017 for a way better deal. Higher full coverage, renters, $1M umbrella coverage, $0 deductible for collision and $250 for comprehensive. All for about $97 a month. My old place was wanting to start me paying $140 a month for way less.


And in a couple months when I get my debt management stuff done I can add life insurance as well for cheap.

 

[Rickrock]

It might have been 50 years ago. I don't pay much attention and am satisfied.

 

[unloadonme]

I think the last time was 2 or 3 years ago. Insurance companies tend to offer low prices to new customers and to reward loyalty by hiking up premiums for returning customers. I always check on line and don't hesitate to move if I'm offered a better deal.

 

[LeicsDom]

I think the last time was 2 or 3 years ago. Insurance companies tend to offer low prices to new customers and to reward loyalty by hiking up premiums for returning customers. I always check on line and don't hesitate to move if I'm offered a better deal.

Same here
Last year my premium went up by about £30 so I called them and, lo and behold, it came back as £20 less than the previous year!

 

[smokeshadow]

I'm with the same company I was when I was in college; and, was still on my parents insurance. Once I graduated in 1978, they just rolled my name off of their policy and set up one in my name. Haven't had any reason to change.

 

[Triple G]

1967

 

[rareboy]

About 35 years ago

 

[PrinceCory]

I've never changed my auto insurance company. I'm still with the same company I had as a teenager and I am now retired. I feel I get very good rates. They have my auto and home insurance. I get a nice discount for having my 2 autos and home insurance with them. I live in a area prone to hail storms. I paid an extra $1,000 back in 2009 for hail resistant roof shingles and that gets me 30% discount on my home insurance policy for the life of my roof.

 

[ShadowCat]

Never I dont drive!

 

[jaysizzles]

I just changed last month. I'd been putting it off for quite a few years and, for the same coverage, my savings per year is about $395.

I was told once from and insurance saleswoman that you should shop for around for it every few years, and changing often doesn't effect your rate.

 

[TickTockMan]

I just changed last month. I'd been putting it off for quite a few years and, for the same coverage, my savings per year is about $395.

I was told once from and insurance saleswoman that you should shop for around for it every few years, and changing often doesn't effect your rate.

I personally shop around every 6 months. I tend to stay with the same company a few years before they price themselves out. I do have one agent I always check with first though as I like him. He is the only business person I have asked a question to and he said he didn't know. When he called around they didn't know either. I like he was honest with me.

 

[Harke the Boeotarch]

I don't drive. I cycle. Even distances where other people would drive a car. Especially distances where other people would drive a car.

 

[EJMichaels]

When we moved to our current state 14 years ago, we got a home and auto multiple policy discount that includes a policy on some property we probably can't replace (the policy, that is -- our current company wouldn't write one like that today). So, I'd have to split those. Might be worth paying full price on the property if we can save a lot on the car elsewhere.