Video China is stealing US ideas about pionting fingers at

[Telstra]

'human rights' issues ....
That is human right violations in the USA.

Discuss.

 

[opinterph]

Discuss.

Please introduce the topic you wish to discuss by summarizing the content of the video.

 

[Telstra]

China is pointing fingers at the US, about human right violations in the US.
What is the American response to china about US human right violations in the video ?

 

[opinterph]

What is the American response to china about US human right violations in the video ?

What are some examples of US human rights violations identified in the video?

 

[Telstra]

What are some examples of US human rights violations identified in the video?

without re watching and just on top of my head, there are many human right violations such as:
1/ too many people in jail for petty reason
2/ too many white collar crimes not in jail
3/ too many poor people
4/ too many injustices
5/ too many guns violence against unarmed citizens
6/ too many police brutality
7/ discrimination against the poor
7a/ too many homeless people
8/ .... etc and etc

 

[frankfrank]

Minorities being disenfranchised from being able to vote
Americans declaring bankruptcy because they have medical bills (true of no other "fully-modernized and/or affluent" nation)
grossly unequal access to prenatal care, family planning, pre-viability abortions...
police profiling of minorities, and vastly unequal judgments whether to search, etc.
Marginal neighborhoods targeted as "good" locations for toxic facilities such as incinerators...
Encouragement, and absolute failure to regulate, loan sharks such as "pay day" lenders who overwhelmingly profit off the poor

I don't know if the video expresses these, but these are definitely other issues.

 

[gsdx]

Encouragement, and absolute failure to regulate, loan sharks such as "pay day" lenders who overwhelmingly profit off the poor

Have you ever investigated the interest rates those [STRIKE]crooks[/STRIKE] [STRIKE]loan sharks[/STRIKE] [STRIKE]profiteers[/STRIKE] lenders charge? I still don't know how they get around usury laws.

 

[Thad1527]

When you buy politicians, you can write the usury laws.

Somehow Pennsylvania has stricter laws that effectively limit payday loans and the most egregious examples of usury. You can get those kinds of loans in nearby Delaware. But Pennsylvania representatives know allowing predatory lending will likely cost them reelection.

 

[luckynumbah7]

When you buy politicians, you can write the usury laws.

Somehow Pennsylvania has stricter laws that effectively limit payday loans and the most egregious examples of usury. You can get those kinds of loans in nearby Delaware. But Pennsylvania representatives know allowing predatory lending will likely cost them reelection.

Eh, I dunno that they limit it out of, say, 'the goodness of their heart'. I suspect it's much like pa's liquor laws (heavily regulated) and for similar reasons. That is, follow the money. In this case, bank loans with ridiculous interest. Tho don't quote me, haven't actually done the research on this one, I'm just Mr. Suspicious.

 

[frankfrank]

Have you ever investigated the interest rates those [STRIKE]crooks[/STRIKE] [STRIKE]loan sharks[/STRIKE] [STRIKE]profiteers[/STRIKE] lenders charge? I still don't know how they get around usury laws.

Of course, that's why I included that line. Actually, I should have said they shouldn't even be allowed to exist, though I'd change that if they were...actually...reasonable.

Their business model, though, guarantees that they would fail if they had reasonable rates. If they loan $100 to somebody (usually somebody poor) and they want $100.82 back in two weeks, in accordance with "reasonable" rates or something, they're NOT gonna get much money coming back quickly, because nobody will be encouraged to pay them back quickly (to avoid awful penalties). Even worse, they'd probably get some higher-rollers coming in and gaming the system.

Like the typical 21st Century problems, there's no good answer.

When you buy politicians, you can write the usury laws.

Somehow Pennsylvania has stricter laws that effectively limit payday loans and the most egregious examples of usury. You can get those kinds of loans in nearby Delaware. But Pennsylvania representatives know allowing predatory lending will likely cost them reelection.

That passed with a Republican legislature????

Or was it way back years ago when Pennsylvania's government was different?

 

[gsdx]

In this case, bank loans with ridiculous interest. Tho don't quote me, haven't actually done the research on this one, I'm just Mr. Suspicious.

Are banks allowed to charge 400 to 600% interest?

Up here, pay day lenders are allowed to charge the maximum interest every 2 weeks. If you borrow $500, you pay back $650 two weeks later. If you don't pay it off...

Even if you manage to pay it off in two weeks, you're borrowing again because you spent the money you needed to pay off the loan. It's a vicious circle.

Unfortunately, it is poorer people who find themselves in circumstances which require a little extra cash and they fall prey to the predators.

It's very similar to the 'Rent to Own' cons.

 

[luckynumbah7]

Are banks allowed to charge 400 to 600% interest?

Up here, pay day lenders are allowed to charge the maximum interest every 2 weeks. If you borrow $500, you pay back $650 two weeks later. If you don't pay it off...

Even if you manage to pay it off in two weeks, you're borrowing again because you spent the money you needed to pay off the loan. It's a vicious circle.

Unfortunately, it is poorer people who find themselves in circumstances which require a little extra cash and they fall prey to the predators.

It's very similar to the 'Rent to Own' cons.

Yeah, I know. My mother used to visit them regularly before laws were passed. Hell, she still might, considering she sidled over to the New York State side of the line several years ago.

Not hundreds, no. That wasn't what I was referring to. I'm not disagreeing that that the interest is unfair, I'm saying banks don't really give a fuck about unfair interst. I think if they believed they could do something horrible (that made them more money) without tanking the economy again, they would. When I compared it to the liquor control boards I was thinking of monopoly and competition and banks wanting people to use their services. And rent to own places are still quite popular in Pennsylvania, or they were last I knew, I'll admit I haven't checked in a few years.

 

[RickRoberts]

China is stealing a lot of ideas. Not only US.

 

[luckynumbah7]

I'm not disagreeing that that the interest was grossly unfair for payday places, I'm saying banks don't really give a fuck about unfair interest but they have to look like they do on the surface. I consider banking is probably much like the mob - you make your deals and you take your chances. A - lot - like the mob, considering you can no longer claim bankruptcy for student loan debt.

-There, bit of a more fleshed-out sentence. If my mother could've afforded a 'small bank loan', she would've gotten it. But it was exactly as unaffordable as the payday places only in that she's in debt she can't pay either way, credit score being a thing and hers being absolute shit.

 

[Telstra]

China is stealing a lot of ideas. Not only US.

you only read the title and didn't know the topic is about human right violations in the USA

 

[opinterph]

you only read the title and didn't know the topic is about human right violations in the USA

He probably read the opening post, which fails to properly explain the topic.

 

[offthewall14420]

Both China and the US are corrupt, but we don't run over our own civilians with tanks.