Fucking EDIT was completely lost by the damned Captcha thing that came up, where I had to confirm I wasn't a bot. I don't usually "save" my edit before I post, there usually isn't any reason to. After I did the Captcha thing, I ended up with a BLANK jub page, literally nothing at all on it, with no way to get back to what I had added.
i was going to add that my estimates of being tens-of-thousands "behind the game" because of the inferior pay-as-you-go health care that exists in the U. S. (and, often, huge gaping holes left by what insurance will not cover), would be even more dire if not for me generally being unusually healthy over my lifetime. When I had my left kidney removed in 2003 (because of cancer), my biggest worry was that, if there was a diagnosis which required extremely pricey follow-up treatment, the insurance company would merely renege on their CONTRACTUAL OBLIGATIONS and refuse to pay for anything. I was more worried about that than the cancer, because it would have been the failure to pay for anything, more than the cancer itself, that would have killed me. (In other words, the Death Panels do exist, but they aren't the same thing that Sarah Palin later said they were...Death Panels were the insurance companies.) Indeed it took more than FIVE MONTHS for them to pay anything, and my huge bills were on the verge of going to Collection agency, which would have added THOUSANDS of dollars to it.
Worrying about NOTHING being paid on a bill of Tens Of Thousands, by an insurance company that was already getting $7,000 (or may have been $6,000 - that WAS a while ago, 2003) a year from me for such protection, is NOT the chief worry that somebody should have. In Canada, my entire bill would have been $0. Instead, even after the insurance paid, and they excluded virtually everything outside the hospital and some of the stuff inside and there was the co-pay etc., I still had to shell out $14,000 I think it was.
I was worried that the insurance would say that the insurance was being rescinded, with nothing covered, because I *DARED* to get cancer. Under the old system, that would have made it impossible, ever again, to have insurance...unless I could hold on for NINE MORE YEARS to get Medicare. "Rescission" of insurance was a relatively common thing that was going on back in those days, too, but it was not being talked about...at all. I've known people who got fucked over that way by insurance companies who cancelled coverage completely by canceling the contracts. JUST GO AND DIE, MOTHERFUCKER, WE'RE CANCELING YOUR ASS.