For those of you who care, this ended (though not completely yet) kind of badly...
Back in June, this guy told me that his bank accounts were garnished by the courts because his ex-girlfriend was suing him or some shit. A few weeks later he texted me late at night and asked if he could use my credit card for something and give me the cash. I immediately had an uneasy feeling about it but didn't know how to say no. I asked him what it was for and how much, and he told me it was for his car insurance and it was $175. He said they closed every day at 4 and he had no time to get there. I lied and said my card was maxed out and I really couldn't help him and that I was sorry. He told me it was no problem and asked why I was sorry, so I said that I felt bad and he told me not to.
Maybe a little over a week later we were supposed to work out. He texted me earlier in the day and said "I'm gonna need to use your card later for like $60" (I assumed he meant he'd give me the cash like he said the first time). He told me it was for an Edible Arrangement for his (female) friend who just passed her fitness certification or some shit. He said I could order it with him when I was there. I felt like there was no way out of this one so I said ok. When we went to work out later, he was supposedly texting this girl and they got into some weird type of argument via text. As we were leaving the gym, I asked him "so do you want to order that thing for her or no?" and he told me he'd let me know, because now things were awkward towards them (I feel like I already knew where this was going)...anyway, we chatted a bit and he went on to tell me how he's been depressed and how he's made a lot of mistakes in his life. I told him everyone does, and he said "I know, but I keep making the same mistakes over and over". As we were talking, he went on tell me how he considered me more a friend now and that I'm like family to him (rather than a client).
Anyway, the next morning he texts me saying that he wanted to buy the edible arrangement for her and asked for my credit card. I REALLY didn't want to give it to him, but I felt like my back was against the wall and I knew I had fraud protection on my card anyway in case he did something shady. I texted him my card number and he ordered the thing for like $87.
A couple weeks later I was away with my friends on a vacation. I left my cell phone in the room and was down at the pool. I come back to the hotel room and I have texts from him (on Snapchat) and a notification that says he took a screenshot of the chat. He asked me if I was awake, I said yes and asked what was wrong. He said "nothing". I asked him "why did you take a screenshot of our chat" and he told me it was a mistake. I got the gut feeling that he had taken a screenshot of my credit card and used it for something. Sure enough, I go to my bank's mobile app on my phone and there is a charge for like $35 at some restaurant and I saw him on Instagram that he was out to eat, looked like with some girl. My friend called the restaurant and asked if there was a kid there who gave them a credit card number on his phone and the guy said yes. My friend told her to go ID him, and it was in fact this guy.
I said to him "did you just use my credit card?" and his response was "yeah, haha I forgot mine". He started blowing up my phone "You're gonna kill me", "do you hate me", "What's your Venmo, I'll send you the money now". I was speechless, though not surprised. He tried calling me and I didn't answer. He told me the restaurant was going to call the cops and asked me if I could tell them I authorized him to use it, and I still didn't reply. Eventually I wrote back and said "you just told me you took a screenshot by mistake, so you lied. And I'm not replying because I honestly don't know what to say to you" and he was like "I said I'm sorry and I'll Venmo you now. Why is that bad? I wouldn't care if you did that lol".
Anyway, I called the restaurant to find out what happened and the guy told me that the girl he was with paid the tab and they left. The cops were not called, because apparently this guy asked my friend who called for me if he should call the cops and my friend told him no. I texted him after and told him how sick to my stomach I was. I was really hurt by this, but I had a feeling this would happen. I of course put a lock on my credit card, the restaurant refunded me, and when I got home from my trip I cancelled my card and got a new one.
The sad part is that I actually still felt bad for this guy. He fucked me over and I felt the need to make amends with him. We texted the next day and kind of sorted it out, but we haven't seen each other since (this was back in July). We still snapchat and text each other, and send each other memes through Instagram, but have not seen each other in person. I do go to therapy, and my therapist told me that he is a sociopath, which seems to be accurate.
I'm still really hurt over this and trying to move on, but I STILL can't because I have nothing else going on in my life, despite my attempts to do so. Maybe this guy was warning me about himself when he was telling me how he's made the same mistakes over and over, and in the past he's told me that he considers himself a piece of shit. I guess I should have listened. Unfortunately, part of me still wants to see him again, but I don't know if it'll actually happen. It's probably better off that I don't though...