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It's so hard being wealthy...

In 2010, I lost my home, my car and my job. If the rich want to know about how difficult it is to get by with little income, have them to contact me. I am so close to being homeless it is scary.
 
just start at the beginning by putting aside some money every payday, and increase the amount on regular basis, by investing this money wisely, with time it will work
stick to it

Good advice -- for Canada maybe. George Bush's economy put the lie to that canard. Let's see, at 1% return....
 
Money doesn't buy happiness, but I'd rather cry in a nice house or in a nice car. lol
 
Forgive me for being offended if someone who never has a financial worry has the audacity to tell me how tough their life is.

A-to the freakin'-men, brother!
applause.gif


Sometimes, the unbridled, unmitigated gall of these people simply amazes me.

It pisses me off how some (not all, but some) who are wealthy bitch and moan about how hard it is to make it, while there are people working 2 and 3 jobs apiece just so they can make the rent and bills on time, just so that they don't have to sit in the dark with no running water.

I applaud anyone who can make two or more jobs work, because I tried and failed miserably at it. When I was a cashier at Dollar Tree a few years ago, I took a night job at the local Taco Bell running the front counter, in an effort to pull in extra money and live a little more comfortably. What ended up happening was that I ended up working 18 and 20-hour workdays. Consecutively, every day - not including the 25-mile commute each way every day! It lasted two weeks before I left Taco Bell from sheer exhaustion.

It just irritates me to no end that people struggle with 2-plus jobs like I did while some who will never have to work ever again whine about how they don't have enough.
 
Well I can say this, I grew up in the "ghetto" you could say....parents never had a dime, I ate enough to live basically. I know what that life is like, and how tough it is.

Now I'm only 21 but I have a really good job, just bought a condo....have plenty of money to spare. Not rich like a celebrity by any means, but I don't really feel as though the "quality of life" is that different. I was always happy, my parents were happy, just getting by. Now, if anything I have more stress, more people asking favors, more attention....

So I can SEE where they are coming from when they say you "arn't missing much"
 
Everything is subjective. Everyone here going on and on about how those rich people are so spoiled and how YOU know what a real hard life is like... you don't. The simple fact that you're here on JUB is more than enough evidence to support that.

There are people living in the world who are dying of starvation. People who get two sips of water a day. Millions of orphaned children, people living in holes in the ground and getting diseases from their living conditions. You guys are kings compared to them; you eat, you can afford your computers and your internet and you can afford to spend time griping on the internet.

Now that doesn't mean that your problems aren't valid. But it also means that rich people's problems are valid too. They may not be the same problems, but they're problems none the less. No matter how much money you have, you always return to the same level of happiness as before, we can't help it.
 
True....thats why I put ghetto in quotations. I'm sure 75% of the world would rather grow up in our ghettos than where they are now....
 
Oh, well...I'm happy for you. Sounds like you've done good for yourself. :)

I am interested in how you have more stress? Please indulge me.

And is having people asking you for 'favors' and having more 'attention' (whatever you mean by that) really bad enough for you to tell us who live paycheck to paycheck that we aren't missing much? Not YOU, but you say that you can see where people are coming from when they say that.

Would you give up what you have now and go back to living the way you were before you found success?

People that I grew up with, who are still struggling....and although they probably think I'm "living it up"....there isn't anything I can do to help them, yet they seem to expect me to. If I let everyone whos asked me to borrow money this month alone....id be freaking broke! I feel terrible about it, my brother especially. He needs money for school....I can't give it to him though because then I'd be accused of playing "favorites".

Everyone wants me to cosign for them cause I have good credit...WTF I cant do that!! #-o

I feel like I am being selfish...am I??
 
True....thats why I put ghetto in quotations. I'm sure 75% of the world would rather grow up in our ghettos than where they are now....

Again, the idea that poor people should be grateful because they aren't as poor as other people. What does this have to do with the thread topic?

Of course poorer people would rather have more than what they have now. That's a given. But it doesn't relate to the non-problem of having enormous wealth. I believe the term is Red Herring...
 
People that I grew up with, who are still struggling....and although they probably think I'm "living it up"....there isn't anything I can do to help them, yet they seem to expect me to. If I let everyone whos asked me to borrow money this month alone....id be freaking broke! I feel terrible about it, my brother especially. He needs money for school....I can't give it to him though because then I'd be accused of playing "favorites".

Everyone wants me to cosign for them cause I have good credit...WTF I cant do that!! #-o

I feel like I am being selfish...am I??

No, you're not being selfish. But you do have the opportunity to help these people, just not in the way the expect. If they want you to cosign, send them email of credit counselors and articles discussing budgeting. Your brother needs money for school? Give it to him with the understanding that he is to pay you back once he finishes and becomes able to support himself.

Explain to anyone accusing you of playing favorites, that you are merely investing in the success of your sibling, and that when it's their turn the both of you will be in a position to help.
 
That's one of the reasons why I like this forum. I can try and defend different ideas that may be unpopular, but if I can get people to understand something from a different view point, I'm happy.

If not, it's not the end of the world.

I don't really see you doing that. There are quite a few controversial threads where you've sided with the majority of posters (ironically enough you took the popular position while exacerbating a few of our woes, mine included).

Like you I feel I can be my honest self on a forum due to the anonymity provided. As a result I have been (deservedly so) crucified for some of my positions. I will not apologize for holding these unpopular beliefs. I find it very therapeutic speaking freely here. At the same time I've had my eyes opened as a result (I kind of led a sheltered home schooled life growing up).
 
No, you're not being selfish. But you do have the opportunity to help these people, just not in the way the expect. If they want you to cosign, send them email of credit counselors and articles discussing budgeting. Your brother needs money for school? Give it to him with the understanding that he is to pay you back once he finishes and becomes able to support himself.

Explain to anyone accusing you of playing favorites, that you are merely investing in the success of your sibling, and that when it's their turn the both of you will be in a position to help.

Which sibling am I supposed to choose, and how shall I give it to him when I've got it invested in real estate, IRA fund, bonds, ect?

I don't think they would come asking me for help before doing everything to get it done on their own. The only answer I can give is NO, which sucks, and is PAINFULL to do.

You asked earlier, would I give it up to go back to where I was. I don't think I am enjoying life any MORE than I was...if anything I had better relationships with the people I know. Sure I have met new people, and could just totally move on.....but I couldn't live with that.....
 
Like you I feel I can be my honest self on a forum due to the anonymity provided. As a result I have been (deservedly so) crucified for some of my positions. I will not apologize for holding these unpopular beliefs. I find it very therapeutic speaking freely here. At the same time I've had my eyes opened as a result (I kind of led a sheltered home schooled life growing up).
_____

Forgive me for going off topic here, but I think this needs to be addressed.

1. You really should try to integrate your "honest self" with your "everyday self". Anonymity is useful under certain circumstances, but if all you're doing is airing opinion is it really necessary?

2. Not apologizing for holding unpopular beliefs...
I'll applaud you for not apologizing, but isn't it a bit contradictory to say you've been "deservedly crucified" but still continue to hold those beliefs?

Feel free to pm me if you'd rather not discuss these things out on the forum, you are of course also free to ignore this post.
 
>>>Which sibling am I supposed to choose,

The one that's currently closes to exiting school and is most able to return your investment.

>>>and how shall I give it to him when I've got it invested in real estate, IRA fund, bonds, ect?

:confused: Aren't you the one that said you have "money"? Or is that you have "assets"? These are not the same thing.

>>>I don't think they would come asking me for help before doing everything to get it done on their own.

Without knowing specific details of who asked for what, and where they stand financially, I can't speak to their situations. But I can tell you, that if they feel comfortable enough asking you, then you should feel comfortable enough knowing where they stand financially and not just assuming they've done what they could. It's that assumption that they are able to handle their biz that is the mistake. If they are coming to you, it's obvious they can't. You are after all very young and just starting out on your own, yes? Do you have an emergency savings fund that would pay your expenses for at least 6 months? As well as a regular savings fund that you contribute to regularly?

>>> The only answer I can give is NO, which sucks, and is PAINFULL to do.

Depending on what they want, say no to cash. Say yes, to figuring out a course of action so that they can enable themselves to achieve their desired goals. Most times what people need more than anything is information. Surely you aren't letting any of them go hungry?


>>>I don't think I am enjoying life any MORE than I was...if anything I had better relationships with the people I know. Sure I have met new people, and could just totally move on.....but I couldn't live with that.....

None of this really has anything to do with money.
 
Well, I can certainly understand your frustration. I think fetaby has already said pretty much exactly what I think about the matter.

Help those who you can see are trying to help themselves. Don't support someone's bad budgeting and/or other careless habits. Sometimes, people find themselves between a rock and a hard place and need a little assistance until they can get back on their feet. They are the ones who you should extend a helping hand to once in a while. And as has been said, not only help them monetarily, but help them by giving them advice on how to hold on to their money, budget, and make things stretch.

Use your better judgment when it comes to helping people out. You'll know who you can and should help. Also watch for those who ONLY contact you when they need something. That's a huge red flag.

Knowing when to keep your money to yourself is not being selfish at all. :)

Ugh...my brother is an addicted gambler....he makes me feel SO BAD that I don't help him out more. He blows all his money, then cant make his rent or school bills.......BEGS me to help him.....and when I don't he calls me a you know what from that certain religion!!:confused:

Everyone else thinks I should just give it to him......what am I supposed to do?
 
Ugh...my brother is an addicted gambler....he makes me feel SO BAD that I don't help him out more. He blows all his money, then cant make his rent or school bills.......BEGS me to help him.....and when I don't he calls me a you know what from that certain religion!!:confused:

Everyone else thinks I should just give it to him......what am I supposed to do?

Oh wow. This puzzle just keeps getting new pieces.

Tell him that he needs some counseling. That his access to money (including his) needs to be handled by someone responsible until he is no longer an addict.

Tell your family that you will not enable his behavior at the risk of your own well-being.

Your family has bigger problems than how much money you could make, it's high time they start dealing with them.
 
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