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just start at the beginning by putting aside some money every payday, and increase the amount on regular basis, by investing this money wisely, with time it will work
stick to it
Forgive me for being offended if someone who never has a financial worry has the audacity to tell me how tough their life is.
"By the time I feed my family, I have maybe $400,000 left over," - Rep. John Fleming (R-LA), in an interview on MSNBC, on why as a small business owner he can't afford a tax increase.
Oh, well...I'm happy for you. Sounds like you've done good for yourself.
I am interested in how you have more stress? Please indulge me.
And is having people asking you for 'favors' and having more 'attention' (whatever you mean by that) really bad enough for you to tell us who live paycheck to paycheck that we aren't missing much? Not YOU, but you say that you can see where people are coming from when they say that.
Would you give up what you have now and go back to living the way you were before you found success?

True....thats why I put ghetto in quotations. I'm sure 75% of the world would rather grow up in our ghettos than where they are now....
People that I grew up with, who are still struggling....and although they probably think I'm "living it up"....there isn't anything I can do to help them, yet they seem to expect me to. If I let everyone whos asked me to borrow money this month alone....id be freaking broke! I feel terrible about it, my brother especially. He needs money for school....I can't give it to him though because then I'd be accused of playing "favorites".
Everyone wants me to cosign for them cause I have good credit...WTF I cant do that!!
I feel like I am being selfish...am I??
That's one of the reasons why I like this forum. I can try and defend different ideas that may be unpopular, but if I can get people to understand something from a different view point, I'm happy.
If not, it's not the end of the world.
No, you're not being selfish. But you do have the opportunity to help these people, just not in the way the expect. If they want you to cosign, send them email of credit counselors and articles discussing budgeting. Your brother needs money for school? Give it to him with the understanding that he is to pay you back once he finishes and becomes able to support himself.
Explain to anyone accusing you of playing favorites, that you are merely investing in the success of your sibling, and that when it's their turn the both of you will be in a position to help.
Like you I feel I can be my honest self on a forum due to the anonymity provided. As a result I have been (deservedly so) crucified for some of my positions. I will not apologize for holding these unpopular beliefs. I find it very therapeutic speaking freely here. At the same time I've had my eyes opened as a result (I kind of led a sheltered home schooled life growing up).
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Well, I can certainly understand your frustration. I think fetaby has already said pretty much exactly what I think about the matter.
Help those who you can see are trying to help themselves. Don't support someone's bad budgeting and/or other careless habits. Sometimes, people find themselves between a rock and a hard place and need a little assistance until they can get back on their feet. They are the ones who you should extend a helping hand to once in a while. And as has been said, not only help them monetarily, but help them by giving them advice on how to hold on to their money, budget, and make things stretch.
Use your better judgment when it comes to helping people out. You'll know who you can and should help. Also watch for those who ONLY contact you when they need something. That's a huge red flag.
Knowing when to keep your money to yourself is not being selfish at all.![]()
Ugh...my brother is an addicted gambler....he makes me feel SO BAD that I don't help him out more. He blows all his money, then cant make his rent or school bills.......BEGS me to help him.....and when I don't he calls me a you know what from that certain religion!!
Everyone else thinks I should just give it to him......what am I supposed to do?
